Gpay becomes alternative to cash

In metro cities, there are fewer internet connectivity problems and almost everyone is using smartphones
It appears that like cash, it is very difficult to trace the Gpay transactions, since they are not linked to PAN number.
Hence most electronics shops are only accepting cash or Gpay, they do not accept cheque.
Since the domain investor does not use Gpay, she is forced to pay cash for any purchase
Due to government slavery, the domain investor, has very less money, and can only purchase the cheapest items.